Ten years from now the nursing home population is projected to have four million residents as the first batch of baby boomers turns 75 years old. Unfortunately, only 10 million elderly folks have responsibly secured a good plan for their future such as a long term care insurance partnership policy. As a person gets older,… [Read More]

Since the birth of partnership long term care insurance policies many people are no longer worried about the possibility of using up their assets should they require further care after using up their long term care insurance (LTCI) policy’s maximum benefit amount. Nobody is 100% sure of his future healthcare needs and purchasing LTCI policy… [Read More]

Pets will never receive extraordinary care when they turn old, weak and sick even after they’ve proven their love and loyalty to us humans for like 11 years, or 77 years if we use the pet calculator. Even if their rich masters are capable of purchasing an indemnity long term care insurance policy for them… [Read More]

To think that long term care insurance is only intended for the wealthy will damage yourself, your future and your loved ones’ future because this is a simple yet dangerous manifestation of irresponsibility. If the poorest of the poor can manage to see the silver lining via Medicaid, all the more that you should be… [Read More]

No one can offer you a long term care (LTC) plan that is capable of providing what long term care insurance policies can. Although these products are ideal to have, long term care insurance premiums are not cheap so it is definitely necessary to allot a budget for your policy’s annual premium. Comprehensive long term… [Read More]

Planning one’s long term care entails gathering long term care insurance resources from different insurance companies. Doing this will allow you to weigh your options and you will realize that despite marketing the same products, each of these companies have some uniqueness to boast. As a planner myself, I know the importance of owning a… [Read More]

Baby boomers should stop comparing the present to past events. They wonder why the government and healthcare professionals are encouraging long term care insurance for baby boomers when the fact is that their ancestors got along old age fine without it. Their ancestors got along fine without long term care insurance (LTCI) because they did… [Read More]

Have you ever wondered why you need Life Insurance? Having this particular insurance coverage is one way that you are can ensure that your family will be well looked after even if you kick the bucket. The sad truth is that no one plans to die before their time, and it can be very upsetting… [Read More]

Many people find themselves wishing that they had GAP insurance in the early years of their car’s life. Car GAP insurance is if something happens to your car the insurance will pay the different between the balance owed on the car and the cash value of the car. This type of insurance will protect your… [Read More]

If you’ve ever financed a new car, you know that you are required to purchase insurance to cover the cost of the car in the unfortunate event that it gets totaled. But did you know that even full coverage auto insurance does not guarantee that you will be in the clear? You could drive your… [Read More]